Dark and Light is designed to be a realistic sandbox world, where players can do many things and take the consequences. That’s also the spirit of the Elder Scrolls games such as The Elder Scrolls V: Skyrim: you can be a good man in the world, and you can be a criminal.
The latest dev blog of Dark and Light talks the city and towns. Player starts the game in a shantytown, a slum filled with dangers such as thieves. You will need to watch for thieves who is waiting to break into the your storage and take your hard-earned loot. You can have your own home as you progress but you still have to continually upgrade your home, locking it down.